固定利率抵押贷款 | 可调利率按揭 | First-Time 首页buyer Program | FHA贷款 | 大型抵押贷款 | Single-Close Construction Loan | 土地贷款 | VA贷款 | 美国农业部的贷款 | |
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马上申请 | 马上申请 | 马上申请 | 马上申请 | 马上申请 | 马上申请 | 马上申请 | 马上申请 | 马上申请 | |
关键好处 |
可预测的支付 No interest-rate surprises |
最低短期利率 Initial lower monthly payments |
低首付款 没有按揭保险 |
低首付款 政府支持的 |
Loan for higher-priced properties1 没有按揭保险 |
一次交割,一次贷款2 |
Keeps your land and home loans separate |
无需首付款 没有按揭保险 |
无需首付款 |
一个不错的选择,如果你 |
Want your rate and payments to stay same for life of loan Plan to stay in your home for several years |
Are comfortable with rate and payments fixed at first, then adjusting later Don't plan to stay in the home long |
Do not have a substantial down payment saved Have not owned a house in the past three years |
Do not have a substantial down payment saved Have less than perfect credit or limited credit history |
Want to avoid two or more loans for a home purchase up to $1 million Have established credit history |
Want one loan that covers new home construction and then converts to standard mortgage |
Are buying a lot for a future home |
Are an American veteran, current military, reservist, or surviving spouse |
Are purchasing a property in a rural area Meet income restrictions for your county |
可用贷款条款 |
购买 & 再融资: 5, 7, 10, 15, 20, and 30 years |
购买 & 再融资: 5/5 ARM 30 year and 7/6 ARM 30 year. Please call for information about other ARM products and terms. |
15年,20年和30年固定 5/5 ARM和7/6 ARM |
联络我们以获取选择 |
Fixed and adjustable rate options |
12-month construction term |
最多1年 |
联络我们以获取选择 |
联络我们以获取选择 |
利率低至 |
采购:7.15年固定贷款500% 再融资:7.15年固定贷款500% |
采购:7.3/6 ARM 30年期375% 再融资:7.3/6 ARM 30年期375% |
7.15年期固定贷款625% 8.7/6 ARM 30年期500% |
联络我们以获取选择 |
联络我们以获取选择 | 联络我们以获取选择 | 联络我们以获取选择 |
联络我们以获取选择 |
联络我们以获取选择 |
年利率低至 |
采购:7.560%的15年期固定贷款3 再融资:7.560%的15年期固定贷款3 |
采购:8.3/6 ARM 30年期利率为136%4 再融资:8.3/6 ARM 30年期利率为136%4 |
7.680%为15年期固定贷款5 8.7/6 ARM 30年期利率为481%4 |
联络我们以获取选择 |
联络我们以获取选择 | 联络我们以获取选择 | 联络我们以获取选择 |
联络我们以获取选择 |
联络我们以获取选择 |
没有点 | |||||||||
No 抵押贷款 保险 (PMI) | — | — | — | — | — | — | |||
首付 | As low as 购买价的5% | As low as 10% of purchase price | As low as 购买价的5% | 低至3.购买价的5% | Varies based on loan terms chosen | As low as 10% of purchase price | 拍卖品价值的20%或以上 | $0 | $0 |
贷款限制 | — | — |
最高45万美元 |
— |
高达100万美元 |
高达100万美元 |
— | — | — |
特殊特性 | — | — | — | 回来ed by the Federal Housing Administration (FHA) | — | — | — | 由美国担保.S. Department of Veterans Affairs (VA) | 由美国提供.S. Department of Agriculture (USDA) |
马上申请 | 马上申请 | 马上申请 | 马上申请 | 马上申请 | 马上申请 | 马上申请 | 马上申请 | 马上申请 |
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